Terms of Use

Last Updated: September 2026

Notice: This is a draft Terms of Use document. Legal review is required before public launch.

1. Informational Purpose Only

DhanChakshu provides independent, math-first credit card intelligence and comparison services based on the financial inputs you provide. The information presented on this website is for informational and educational purposes only and does not constitute financial, legal, or professional advice.

2. No Guarantee of Approval

While our algorithms evaluate eligibility criteria based on public issuer guidelines, DhanChakshu cannot guarantee that you will be approved for any credit card. Final approval, credit limits, and interest rates are determined solely by the issuing bank's underwriting processes, which may involve a hard inquiry on your credit report.

3. Accuracy of Information

We strive to maintain accurate data, but credit card terms, rewards, fees, and caps can change without notice. The issuer's Most Important Terms and Conditions (MITC) and official documentation always prevail. It is your responsibility to verify all terms directly with the issuer before applying.

4. Third-Party Links & Affiliate Relationships

Our website contains links to third-party credit card issuers. We may earn a commission if you apply and are approved through these links. However, affiliate commissions do not influence our recommendation logic, DhanChakshu Match score, or card rankings.

5. Limitation of Liability

DhanChakshu and its creators shall not be held liable for any financial losses, denied applications, or discrepancies between our estimated calculations and the actual rewards or fees issued by the bank.

6. Intellectual Property

The DhanChakshu name, logo, proprietary scoring methodology, and analytical software are the intellectual property of DhanChakshu and may not be reproduced without permission.